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IWPR Publication

The Gender Gap in Pension Coverage: What Does the Future Hold?
by Lois Shaw, Ph.D., Catherine Hill, Ph.D. (May 2001)

This report documents pension coverage among male and female employees and examines voluntary and involuntary reasons why women and men do not participate in pension plans. The good news is that women are participating in pension plans in greater numbers and, for women working full-time, near equality with men has been achieved. Part-time workers (who are disproportionately women), however, remain much less likely to participate in employer- sponsored pension plans. Less than a third of part-time workers participate in a pension plan. The largest difference in participation between female and male employees occurs for older workers (aged 45-64), with 35 percent of women saying they work too few hours to participate in their company’s plan compared with 20 percent of men. Overall, older female employees are less likely to expect to have a pension in retirement from any source than are older male workers; 36 percent of male employees lack a pension from any employer compared with 44 percent of female employees.

#E507, 20 pages
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